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Florida Court Says Homeowner Not Entitled to Redeem Property Following HOA Lien Foreclosure Sale

Florida Court Says Homeowner Not Entitled to Redeem Property Following HOA Lien Foreclosure Sale

by Lawrence Szabo, Esq. | Feb 8, 2015 | Case Decisions, Dues and Assessments, Ownership and Transfer of Interest

Florida Appellate Court decision (February 5, 2015). This case involved an appeal by a homeowners association of a trial court ruling that granted a homeowner the right to redeem its property after the association had taken title by way of a foreclosure sale. In April...
Complying With Debt Collection Laws When Collecting HOA Assessments

Complying With Debt Collection Laws When Collecting HOA Assessments

by Lawrence Szabo, Esq. | Jan 13, 2015 | Dues and Assessments

A vital function of the operations of a homeowners association is getting their owner-members to pay assessments on a regular and timely basis. The timely and consistent collection of assessments by associations managed by volunteer boards is impacted by state and...
Florida Court Says Homeowner Not Entitled to Redeem Property Following HOA Lien Foreclosure Sale

Dist. Ct. Rules HOA Action to Collect Fine is Not Violation of Fed & State Debt Collection Laws

by Lawrence Szabo, Esq. | Dec 10, 2014 | Case Decisions, Dispute Resolution, Dues and Assessments

U.S. District Court, Northern California District, decision (November 21, 2014). An HOA imposed fines against the owners of a separate interest in the homeowners association for their violation of the HOA’s governing documents that prohibit the renting of the...
Florida Court Says Homeowner Not Entitled to Redeem Property Following HOA Lien Foreclosure Sale

FL Ct Says Lender Was Assignee by Operation of Law & Has Limited Liability for Unpaid Assessments

by Lawrence Szabo, Esq. | Dec 9, 2014 | Case Decisions, Dues and Assessments, Ownership and Transfer of Interest

Florida District Appellate Court decision (December 5, 2014). This case involved claims by a foreclosing mortgage lender that it was entitled to limited liability under Florida’s safe harbor statutes for a homeowners association’s past unpaid assessments...
Florida Court Says Homeowner Not Entitled to Redeem Property Following HOA Lien Foreclosure Sale

Ct Says HOA That Did Not Record Lien Cannot Be Classified as a Secured Creditor in Bankruptcy

by Lawrence Szabo, Esq. | Dec 5, 2014 | Case Decisions, Dues and Assessments

US District Appellate Court decision (November 21, 2014). In this case, a homeowner in a common interest development filed a Chapter 13 bankruptcy. The homeowners association filed a claim as a “secured creditor” in the bankruptcy proceedings for unpaid...
Florida Court Says Homeowner Not Entitled to Redeem Property Following HOA Lien Foreclosure Sale

NV Dist Ct Says HOA Collection Agent Violation of FDCPA was Excusable as Bona Fide Error

by Lawrence Szabo, Esq. | Nov 13, 2014 | Case Decisions, Dispute Resolution, Dues and Assessments

Nevada US District Court decision (October 31, 2014). A collection agency for a Nevada homeowners association mistakenly sent a homeowner a foreclosure notice that failed to include the mandatory warning language which states that the author of the notice was “a debt...
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