by Lawrence Szabo, Esq. | Feb 25, 2015 | Case Decisions, Dispute Resolution, Insurance
New Hampshire Supreme Court decision (January 13, 2015). In this action a homeowners association that consisted of the owners of 24 residential condominium units filed an action for declaratory relief seeking a court determination that two insurance carriers that...
by Lawrence Szabo, Esq. | Feb 14, 2015 | Case Decisions, Dispute Resolution, Insurance
Eleventh Circuit (Florida) US District Appellate Court Decision (January 8, 2015). An HOA in Florida with 380 residential units sustained property damage from a hurricane that struck the Florida coast on October 24, 2005. At the time of the hurricane the HOA carried...
by Lawrence Szabo, Esq. | Jan 27, 2015 | Insurance
Loss Assessment coverage is not insurance that is purchased by a homeowners association. It is insurance that a homeowner purchases as a part of their own insurance coverage to provide benefits that will pay the homeowner’s share of a special assessment that...
by Lawrence Szabo, Esq. | Nov 3, 2014 | Insurance
A homeowners association must have liability insurance that covers the association as an entity, as well as its officers, directors, and volunteer committee members for claims arising from alleged action, or inaction. Such policies are commonly referred to as “D...
by Lawrence Szabo, Esq. | Jul 20, 2014 | Case Decisions, Dispute Resolution, Insurance
(Topic: Insurance) Iowa Appellate Court decision (July 16, 2014). Appeal by insurance carrier for HOA of the granting of a motion by the association to compel appraisal under the terms of the insurance policy. The carrier contended that there was an issue of...
by Lawrence Szabo, Esq. | Apr 14, 2014 | Insurance
It is not uncommon for associations to hire unlicensed and uninsured contractors to perform contracting activities, including but not limited to landscaping and gardening. If a contractor is uninsured when the services are performed, the association becomes the de...
